A virtual terminal is a web-based payment terminal that is available as a feature with the Tesla Payments payment gateway. It enables businesses to accept single or recurring credit and debit card payments, as well as ACH, without the need for a traditional credit card terminal, regardless of whether the card is present or not. This payment processing method is simple to use and offers numerous customization options. Additionally, user permissions can be adjusted based on the user’s job description, adding another layer of security.